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Plural • Problem for Binding second opinion before planned surgeries
6 problems
What’s going wrong? These posts show which problem the initiative addresses — and why action is urgent.
Problem #6
1 day ago
Today you can obtain a second opinion at the expense of basic insurance. However, there is no explicit right to a list of suitable specialists or statistics on usage. Free programs from health insurers are usually aimed at those with supplemental insurance.
[7]
No ratings
Original
Problem #5
1 day ago
Since 2022, the cantons must prohibit hospitals from offering incentives that lead to medically unjustified excesses. The ban applies only to services covered by basic insurance. It does not apply to fees from supplementary insurance.
[6]
No ratings
Original
Problem #4
1 day ago
Supplementary insured individuals undergo planned heart procedures, such as coronary artery dilation, about 11 percent more often than those with basic insurance. Whether this is medically justified or influenced by financial incentives remains unclear, according to the researchers.
[5]
1 rating
Original
Problem #3
3 weeks ago
Quantity‑related bonuses have been prohibited since 2022, yet some hospitals continue to pay variable salary components, and the cantons enforce this inconsistently. Only a few people use a voluntary second opinion.
[4]
1 rating
Original
Problem #2
3 weeks ago
Supplementary insured individuals undergo heart surgery more often than basic insured individuals. This suggests that financial incentives influence treatment decisions.
[3]
1 rating
Original
Problem #1
3 weeks ago
The Kaiser cut rate is 41% in Glarus and 25% in Vaud. Such differences in elective procedures are medically hard to explain.
[2]
3 ratings
Original
Problem #7
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Federal
Idea
Binding second opinion before planned surgeries
Problems
6
Solutions
6
Benefits
4
Sources
8