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Plural • Problem for Pension fund (2nd pillar) for low earners

5 problems

What’s going wrong? These posts show which problem the initiative addresses — and why action is urgent.

Problem #52 hours ago

Women who get divorced and take care of the children also have gaps, while the ex‑husband usually continues to work at 100 %. Wouldn't it be fair if, during this time (until the woman can work again), the ex‑husband’s money were shared?

4

Problem #43 hours ago

Those who are not insured in the pension fund cannot make any contributions there, neither themselves nor with their partner’s money. Pillar 3a is also only available to those who have their own AHV‑obligatory earned income.

Problem #33 hours ago

Even those who earn just above the threshold are only weakly insured. First, 26,460 francs are deducted from the salary. Therefore, with an annual salary of 30,000 francs, only 3,780 francs are insured.

Problem #23 hours ago

Women who received a pension from the pension fund for the first time in 2024 earned an average of 1,227 francs per month, compared with 2,042 francs for men. According to the Federal Statistical Office, the reasons are mainly part‑time work, interruptions in employment, and lower wages.

Problem #14 days ago

For example, mothers or fathers who take on child-rearing or who work part‑time for other reasons — low annual earnings, no possibility to contribute to the second pillar.

Problem #6You

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FederalIdea

Pension fund (2nd pillar) for low earners