Plural • Problem #11 for Strengthen the voting power of the younger generation for future-oriented decisions.
Problem #11
13. AHV, self‑rental value vote, individual taxation. In all these recently adopted votes, mainly people aged 50 and over benefit. However, the young are allowed to pay more taxes. When all baby boomers are retired, the pension age will surely be raised to 70.
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R. P.
3 months ago
Mit der Individualbesteuerung profitieren vor allem jüngere mit "modernen" Familienstrukturen (kein Hauptverdiener). Ältere, bei denen die Arbeitspensen der Partner öfters nicht so ausgeglichen sind, werden durch die Individualbesteuerung finanziell (und administrativ) bestraft.
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Y. R.
3 months ago
Today the voting majority is already over 60 years old. That’s why it’s not surprising that things like the 13th AHV are accepted. They now receive more money, and then when the system collapses and no one gets a pension at all, they will already not live anymore and won’t have to take care of anything. In other words, it’s basically free money, and the consequences can then be borne by others as soon as one dies. It would be great if we had a system where a 30‑year‑old person knows that at 70 they are still taken care of. We’ll never get there if there are democratic votes and the democratic majority is over 60 years old.
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Y. R.
3 months ago
@Renato I'm quoting the BfS: Over the course of the 20th century, the shape of the age pyramid has changed from a “pyramid” (1900) to a “bell” (1950) to a “fir tree” (tannen). For Switzerland today, a typical age structure is one in which the “baby‑boom” generation dominates. You face a less populated youth generation and a growing number of older people.
Age | Federal Statistical Office - BFS
While 25 years ago many workers were paying for one pensioner, this will change in the coming years and there will be far fewer workers paying for far more pensioners. So if the mortality rate among 65+ does not rise significantly, this will inevitably become a problem.
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R. P.
3 months ago
That is not quite correct: Even with the 13th AHV, the AHV is financially solidly positioned. The federal calculations are wrong in this area (and have never been correct in the past). The federal government assumes that everyone will always get older. This is a very bold assumption.
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